Our Agency Education Team

Industry Experts to Guide Your Educational Experience

Our Agency Education team brings years of experience in the industry and specialized teaching expertise to deliver our programs — both in-person and virtually. The team offers an interactive approach, founded on adult learning principles, providing the opportunity to gain valuable insurance knowledge while networking with fellow industry professionals.

Our Instructors

Joe Elliott, Instructor

Joe began his career at AF Group in late 2016, returning to his home state of Michigan after spending 21 years in North Carolina. He has many years of professional experience in property and casualty (P&C) underwriting and training, as well as curriculum development roles with other carriers. Before joining the AF Group team, he was a licensed P&C (and Accident Fund-appointed) agent. Joe holds a Bachelor of Arts from Michigan State University and the Certified Authority on Workers’ Compensation (CAWC) designation.

Joe enjoys a relaxed life in Haslett, Mich., and when he’s not teaching, he’s enjoying high adventure on the ski slopes, traveling the globe and even sky diving.


Katie Janik, Instructor

Katie joined the AF Group team in 2019 and brings more than three years of workers’ compensation experience — along with a background in training, motivating and educating — to her role. Prior to joining the Agency Education team, Katie was a claims representative at United Heartland — one of AF Group’s workers’ compensation brands.

Katie holds a bachelor’s degree in psychology and business from the University of Wisconsin-Whitewater and has earned the Certified Authority on Workers’ Compensation (CAWC) designation.

She is an extrovert who loves spending time with friends and family. In her spare time, she enjoys boating with her husband, son and their dog, as well as taking her son on adventures and watching his excitement as he explores new experiences.


Erin Miller, Instructor

Erin Miller, senior education specialist II with AF Group, began her career with the organization in 2018, bringing with her nearly eight years of experience in the insurance industry – including practical training and education knowledge. Erin has a passion for teaching and does so with an engaging style, tapping into her unique combination of insurance and education experience.

In addition to her insurance-specific education and designations, Erin has obtained a Bachelor of Business Administration in business management and Master of Business Administration in analytics, technology and innovation from Cleary University.

Erin is a busy mom to two teenagers and enjoys spending time with her family camping, holding game nights, swimming and watching movies. Erin volunteers on her children’s sports teams, including serving on the board of her son’s football team.